Electronic Document Submission For Communication

Electronic Document Submission For Communication

To be able to enhance our solution, the Department is applying electronic document distribution for correspondence. Regular and ongoing correspondence should be submitted to your designated Department receiver through e-mail.

Pawnshops / Title Pawn

The Department of Banking and Finance WILL NOT license or have jurisdiction over pawnbrokers or pawn transactions. The information that is following for informational purposes simply to direct consumers into the appropriate agency for resolving their problem or problem.


As given to in Georgia legislation, municipal authorities may license pawnbrokers, determine their capabilities and privileges by ordinance, enforce fees upon them, revoke their licenses, and exercise such basic direction since will make sure fair working between your pawnbroker and their clients. In many situations, the municipal authority in charge of certification and monitoring pawnshops could be the regional authorities division or sheriff’s office.


A»pawnbroker» means any person engaged in whole or in part in the business of lending money on the security of pledged goods, or in the business of purchasing tangible personal property on the condition that it may be redeemed or repurchased by the seller for a fixed price within a fixed period of time, or in the business of purchasing tangible personal property from persons or sources other than manufacturers or licensed dealers as a part of or in conjunction with the business activities described in this paragraph as defined in Georgia law.

A transaction that is»pawn means any loan in the safety of pledged items or any purchase of pledged products from the condition that the pledged items might be redeemed or repurchased because of the pledgor or vendor for a hard and fast price within a hard and fast duration of the time.


Licensed pawnbrokers, as defined in Georgia legislation (Code part 44-12-130), are limited into the number of interest they may charge just because of the restrictions established in Code Section 44-12-131.