Finally, loan providers may also be thinking about the method that youare going to make use of the land it self. Are you experiencing plans set up to improve the land, bringing it as much as codes that are local planning it for construction? Are you currently likely to build in the land instantly, or are you keeping on the parcel as a good investment home? They are crucial areas to consider, since they can significantly influence your capability to obtain a loan written at favorable terms. You have construction plans in place, you are more likely to be approved by a lender if you are planning to build on the land immediately, and.